Trusted Lenders.
Quick Approvals.
Start simple with a no-impact pre-approval or go straight to a complete credit application — flexible financing options for every buyer.
How It Works
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Pre-Approval Check
See your buying power instantly with no credit hit and no SSN required.
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Full Finance Application
Ready to move forward? Apply directly with our 20+ trusted lending partners for specific bank approval and the best available rates.
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Finalize & Drive Away
Choose your vehicle, sign your paperwork, and hit the road with confidence knowing you got the best deal for your budget.
Service Now, Pay Later — Our partnership with Sunbit gives you the freedom to finance your service repair now and pay over time. Affordable service solutions for every budget!
FAQs
Not at all! Our pre-approval option is a soft check that shows your buying power without using your SSN or affecting your credit score.
Great question!
- Pre-Approval gives you an idea of your budget and options, no credit impact.
- Finance Application submits your info to our trusted lending partners to secure actual bank approvals and rates.
No matter your situation — excellent, fair, or rebuilding — we can design the right financing package for your next vehicle purchase.
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Best Credit — “I never miss a payment!”
If your credit is strong, we’ll help you secure the lowest possible interest rates:
- Great new vehicle APRs
- Competitive used vehicle rates
- Access to hundreds of new and pre-owned vehicles for immediate delivery
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Okay Credit — “I’ve missed a payment or two.”
Life happens — and that’s okay. Thanks to our partnerships with local and national lenders, we can still get you into the vehicle you deserve. Whether your past credit is near perfect or not-so-perfect, our team is ready to help.
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Rebuilding Credit — “I need to start fresh.”
New to the country? Been turned down before? Working to rebuild? Don’t worry — we have special finance programs designed to help you get approved and back on the road. We’ve helped customers overcome almost every type of credit challenge.
We partner with 20+ national and regional banks, credit unions, and financing institutions, giving you access to a wide range of competitive offers.
Pre-approvals are instant. Full finance applications typically return results in as little as a few minutes, depending on the lender.
Not necessarily. Pre-approval helps you know your buying power first, but once you’re ready, we’ll match your financing with the car you choose.
That’s the easy part! You’ll finalize your paperwork and drive away in your new vehicle with confidence.
To make the financing process as smooth as possible, bring your driver’s license, proof of insurance, proof of income (such as recent pay stubs), and any trade-in documents if applicable. Having these items ready helps our team create a tailored financing plan more quickly.
Yes! Our secure online finance application makes it easy to apply from home. Pre-approval gives you a better idea of your budget and helps you shop with confidence when you visit our dealership.
It depends on your lifestyle. Buying gives you full ownership, equity, and no mileage limits, while leasing often offers lower monthly payments and the flexibility to upgrade to a new Kia every few years.
Welcome to the Finance Center at Matt Blatt Kia
Imagine this: You’ve found the perfect Kia, the model that makes you smile every time you slide behind the wheel. Whether it’s the sporty Kia Forte, the versatile Kia Sportage, or the family-friendly Kia Telluride, you’re ready to make it yours. But before you can drive off and enjoy the open roads of Toms River, Brick Township, or Lakewood, NJ, there’s one important step: financing.
That’s where the Matt Blatt Kia finance center comes in. Our team will be ready to walk you through your vehicle's various lease and finance options. Let's get started!
Meet Our Financing Team
Our finance center is more than just a place where numbers are crunched—it’s a welcoming space where your needs come first. Our financing team comprises friendly, approachable professionals passionate about helping you find a payment plan that fits seamlessly into your lifestyle.
Here’s how it works: when you sit down with one of our finance experts, the conversation begins with you. We’ll ask about your driving habits, monthly budget, and future goals to understand what will work best. From there, we collaborate, working one-on-one with you to explore all your options.
While reviewing your options, we'll contact different lenders on your behalf to find competitive rates and terms.
Buying vs. Leasing: Which is Right for Me?
One of the biggest questions drivers face when they walk into our finance center is, “Should I buy or lease my next Kia?” Here, we take the mystery out of this decision by breaking down the benefits of each option.
Buying gives you full ownership of your vehicle. When you purchase, you build equity over time and eventually drive a Kia that’s 100 percent yours. There are no mileage restrictions, meaning you’re free to take as many trips up and down the Jersey Shore as you like.
Buying is often a great choice for those who want to customize their vehicle, keep it for the long term, or enjoy the feeling of ownership security.
Leasing, on the other hand, offers flexibility. Monthly payments are typically lower, and you’ll often have the chance to upgrade to a new Kia every few years. Leasing can be especially appealing for drivers who love the latest technology, prefer shorter commitments, or want to stay within warranty coverage most of the time.
Simplify Your Finance Journey with Handy Online Tools
At Matt Blatt Kia, we believe financing should feel empowering, not overwhelming. That’s why our finance center offers a variety of online tools and resources designed to give you the confidence to explore your options at your own pace.
One of the most convenient tools we offer is our secure online finance application. In just a few minutes, you can apply from home and take the first step toward pre-approval.
In addition to the application, we provide a trade-in appraisal tool that'll show you what your current car would be worth in a trade.
I Want to Finance My Kia
Now that you’ve discovered what makes our finance center such a helpful partner, why not take the next step today? With a friendly team, simple online resources, and years of expertise, Matt Blatt Kia is here to help drivers in Toms River, Brick Township, and Lakewood, NJ, create a financing plan they can feel great about.
Contact us today to get started!
Warranties include 10-year/100,000-mile powertrain and 5-year/60,000-mile basic. All warranties and roadside assistance are limited. See retailer for warranty details.